Effective Date: March 2012
Your Use of this Website
We grant you a limited license to access and use this Website. As a condition of such license, you agree to:
- Provide true, accurate, and current information about yourself when you transmit information to us via this Website; and
- Comply with these Terms and all applicable laws in connection with your use of this Website.
Furthermore, you agree NOT to:
- Provide to us via this Website, or otherwise use this Website to upload, post, or otherwise disseminate, any content that (1) you do not have the right to transmit under any law or any contractual or fiduciary relationship; (2) infringes any intellectual property rights of another; (3) is unlawful, harmful, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, pornographic, abusive, threatening, or otherwise objectionable; or (4) is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data, or other malicious software or harmful data);
- Alter or modify the content of this Website or sublicense, sell, rent, lease, transfer, reproduce, modify, publish, publicly display, distribute, adapt, translate, create derivative works of, or exploit any right in any portion of this Website;
- Decompile, reverse engineer, disassemble, or otherwise attempt to derive source code from this Website or obtain the intellectual property, trade secrets, or other proprietary information embodied in this Website;
- Remove, obscure, or alter any copyright, trademark, or other proprietary notice embedded in, affixed to, or accessed via this Website;
- Use any meta tags or any other “hidden text” utilizing our name or our trademarks without our express written consent; or
- Damage, disable, overburden, interfere with, disrupt, or impair this Website, or servers or networks connected to this Website, in any manner, including using this Website in an automated manner.
We own the trademark I-RATES. Other trademarks, service marks, product names, company names, and logos appearing on this Website are the property of their respective owners. Unauthorized use of any such trademarks, service marks, product names, company names, or logos may be a violation of trademark laws.
This Website, and the content included herein, is protected by copyright laws. You may not modify the information or materials displayed on, or that can be downloaded from, this Website in any way or reproduce or publicly display, perform, distribute, or otherwise use any such information or materials for any public or commercial purpose. Any unauthorized use of any such information or materials may violate copyright laws, trademark laws, laws of privacy and publicity, and other laws and regulations. You may save, print, or store a copy of these Terms for your records.
If you want to link to this Website, you must adhere to our linking policy as follows: (1) any link to this Website must be a text-only link clearly marked “i-Rates”; (2) the appearance, position, and other aspects of the link may not be such as to damage or dilute the goodwill associated with our or our affiliates’ names and trademarks; (3) the link must “point” to this Website’s homepage and not to other pages within this Website; (4) the appearance, position, and other attributes of the link may not create the false appearance that your organization or entity is sponsored by, affiliated with, or associated with us; (5) when selected by a user, the link must display this Website on full-screen and not within a “frame” on the linking website; and (6) we reserve the right to revoke our consent to any link at any time and in our sole discretion. This linking policy applies to all links by you to this Website, unless there is a separate written agreement between you and us.
E-mail submissions over the Internet may not be secure. Please consider this fact before e‑mailing any personal or confidential information to us.
While we have measures in place to help prevent unauthorized access, maintain data security, and make proper use of the information that we collect, you should be aware that no transmission of data over the Internet is guaranteed to be completely secure and we cannot guarantee the security of any information you provide to us.
This Website is not directed toward children under the age of 13. IF YOU ARE UNDER 13, PLEASE DO NOT USE THIS WEBSITE.
Additional Policies and Responsibilities
Violations; Denial of Access
You understand that access to and use of this Website is conditioned on your adherence to these Terms. If you violate any provision of these Terms, you agree that we may deny you access to this Website. If asked to do so, you agree that you will not attempt to access this Website.
We reserve the right, for any reason, at our sole discretion, to terminate, change, suspend, or discontinue any aspect of this Website at any time. We may also impose limits on certain features of this Website or restrict access to any part or all of this Website, without notice or penalty, for any reason.
I-RATES, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, SUPPLIERS, CLIENTS, REPRESENTATIVES, AND AGENTS (FOR THE PURPOSES OF THIS LEGAL RIGHTS SECTION, “WE”) DISCLAIM ANY RESPONSIBILITY FOR ANY HARM RESULTING FROM YOUR USE OF THIS WEBSITE. YOU EXPRESSLY UNDERSTAND AND AGREE THAT (1) THIS WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH NO WARRANTIES WHATSOEVER; (2) THE INFORMATION AND MATERIALS PROVIDED ON OR THROUGH THIS WEBSITE MAY BE OUT OF DATE, AND WE DO NOT MAKE ANY COMMITMENT OR ASSUME ANY DUTY TO UPDATE SUCH INFORMATION OR MATERIALS; (3) WE EXPRESSLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW ALL WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, WITH RESPECT TO THIS WEBSITE, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS, ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THIS WEBSITE, INCLUDING THAT THIS WEBSITE WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THIS WEBSITE WILL BE UNINTERRUPTED AND ERROR FREE; (4) YOU USE THIS WEBSITE AT YOUR OWN RISK AND DISCRETION;